Health Insurance Claim Denial Rates by Plan Type: 2024 Data & Analysis
ACA marketplace plans denied 19% of in-network claims in 2024, while Medicare Advantage hit 17% and traditional Medicare just 8%. See where your plan stands.
Aug 19 2024
How Adults Aging Off a Parent’s Health Insurance Plan Should Shop for Their First Solo Policy
You have 60 days to act when you turn 26 and lose dependent coverage. Here’s the step-by-step sequence to compare employer plans, ACA Marketplace policies, and Medicaid before a gap...
Aug 8 2024
Premium Tax Credit Eligibility: How Household Income Affects What You Pay for Marketplace Coverage
Nearly 19.3M marketplace enrollees save $536/month with premium tax credits. See if your household income qualifies and how much you could save.
Aug 1 2024
The Real Cost of Going Uninsured: What Happens to Your Finances After One Emergency Room Visit
A single uninsured ER visit averages $750 but costs uninsured patients 2–3 times more. 62% of uninsured adults carry medical debt. See why skipping premiums backfires.
Jul 26 2024
How to Choose a Home Insurance Company
Your home is likely the most expensive purchase you’ll make. You want to protect your investment the best you can.
Jul 17 2024
How a Self-Employed Couple With One Income Can Pick the Right Marketplace Health Plan
Silver plans with cost-sharing reductions work best for most one-income self-employed couples—lower premiums with subsidies and out-of-pocket costs closer to Gold plans.
Jul 8 2024
Health Insurance Deductible vs Out-of-Pocket Maximum: The Difference That Determines Your Worst-Case Cost
Your out-of-pocket maximum can be $9,450 per person in 2024—but premiums and out-of-network care don’t count toward it. Here’s what actually protects your wallet.
Jul 1 2024
MedPay vs PIP Coverage: Which Should Be on Your Auto Policy
ER visits after a crash average $3,300—and your health insurance deductible won’t cover it. See which medical coverage actually protects you.
Jun 26 2024
Insurance Provides Peace Of Mind And Financial Security
The right type of insurance policy can help to protect you from financial losses.
Jun 18 2024
SR-22 Insurance After a DUI: What It Costs and How Long You’re Required to Carry It
After a DUI conviction, expect to pay an average of $1,204 annually for SR-22 insurance for 3 years. Here’s what you need to know about the filing and its real...
Jun 17 2024
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