Standard homeowners insurance doesn’t cover sewer backups—but the cheap add-on pays for itself the first time your basement floods. See if you need it.
Dec 1 2024
Read MoreMost homeowners miss discounts worth 5–15% annually because they don’t ask. Here are 5 overlooked credits that could cut your premiums significantly.
Nov 17 2024
Read MorePre-1980 homes average $1,956–$2,514 annually for proper coverage. See why HO-8 policies beat standard plans and how to cut costs on aging houses.
Nov 8 2024
Read MoreMost standard homeowners policies cap mold claims at $1,000–$10,000, and gradual leaks are almost never covered. Here’s what your policy actually says.
Nov 1 2024
Read MoreYour home is likely the most expensive purchase you’ll make. You want to protect your investment the best you can.
Jul 17 2024
Read MoreBy understanding a few key points about home insurance, you can make sure you get the coverage you need at an affordable price.
Nov 22 2023
Read MoreRenters insurance protects your property from theft, fire, water damage, and natural disasters.
Nov 15 2023
Read MoreIf you find yourself overwhelmed with the cost of home insurance, then it’s time to put a plan to cut those costs.
Aug 9 2023
Read MoreFinding house insurance shouldn’t be terrifying. You can choose affordable coverage that meets your needs with the proper knowledge.
Jun 7 2023
Read MoreBuying and owning a home is one of the most significant investments you will ever make. As a homeowner, one of the most important decisions you need to make is...
May 10 2023
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Standard homeowners insurance won't cover earthquake damage. Find out why you need separate coverage and what deductibles can reach 10–25% of your home's value.
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A Colorado homeowner in Boulder secured homeowners insurance after a tree collapse by proving weather caused the damage and maintaining proper documentation.
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A complete beginner's guide to homeowners insurance — what's covered, the 6 core components, policy types, common exclusions, and how to save on your premium.
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HO-5 costs only 6% more than HO-3 but extends open-peril coverage to your belongings. See if the upgrade makes sense for your home and claims history.
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375 hail events in 2025 put Kansas homeowners at risk. Learn how your HO-3 policy handles hailstorm roof damage and payout limitations.
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Your home is a place of comfort, family, and creativity. It should feel like a safe haven from the rest of the world, not a liability.
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