Healthy freelancers save 20-40% on premiums with HSA-eligible high-deductible plans, but those with prescriptions or chronic conditions often benefit more from lower-deductible marketplace coverage.
Dec 23 2025
Read MoreMedical insurance costs are rising again, leaving millions insured but exposed. See what’s driving premiums higher and why coverage feels weaker.
Dec 17 2025
Read MoreA 34-year-old in New Jersey with diabetes secured a $210 monthly health plan in 2025 thanks to state regulations and subsidies.
Dec 11 2025
Read MoreTo maintain your business’s financial integrity and viability, you must ensure that your finances are protected from potential losses. Commercial insurance protects the business owner and their employees from losses,...
Dec 10 2025
Read MoreWhile most people think about medical insurance when it comes to covering the costs associated with accidents, it also covers other expensive treatments for illnesses and diseases that patients have.
Dec 3 2025
Read MoreA 21-year-old pays $200–$300/month for health insurance, while a 64-year-old pays over $1,000 for the same plan. Here’s what age actually costs you.
Nov 19 2025
Read MoreHaving dental insurance can help you save money on dental care.
Nov 12 2025
Read MoreGet 60 days to enroll in or switch health plans after a qualifying life event. See which events unlock this special enrollment period window.
Nov 10 2025
Read MoreGroup plans beat individual Marketplace coverage for most small businesses with 2+ employees—but sole proprietors may come out ahead. Compare your options.
Oct 31 2025
Read MoreA $40 copay can jump to 25–33% coinsurance on higher tiers. Check your plan’s formulary before open enrollment to avoid surprise pharmacy bills.
Oct 22 2025
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Out-of-network care can cost 2–3x more than in-network for the same procedure—sometimes turning a $200 bill into $2,000. Here's how to protect yourself before your next...
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Copays run $20–$50 for primary care and up to $350 for ER visits—but they don't cover everything. Here's exactly what counts and what still costs you extra.
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Catastrophic plans cost under $200/month but have deductibles up to $9,450. Best for healthy adults under 30 or those with hardship exemptions.
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Learn about health savings account HSA. Discover how to open, fund, and use an HSA to lower medical expenses and maximize your tax savings.
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Your EOB shows billed charges, allowed amounts, what your insurer paid, and what you owe. Review these 7 key fields before paying any provider bill to catch errors.
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Learn about short term health insurance. Discover the key pros, cons, costs, and coverage gaps to decide if a temporary plan is right for your situation.
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