How to Lower Homeowners Insurance Costs
A few tips to help you cut costs on your home insurance without sacrificing coverage or sacrificing too much peace of mind.
May 11 2022
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Dog Bite Liability and Homeowners Insurance: What Breed Restrictions Mean for Your Policy
Dog bite claims averaged $65,450 in 2025. See how breed restrictions affect your homeowners insurance coverage and what you need to know.
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Why Your Homeowners Policy Might Not Cover a Neighbor’s Property Damage in Arizona
Standard homeowners policies in Arizona don't cover neighbor damage unless you're legally liable for negligence. A fallen tree during a storm typically isn't your responsibility.
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How Rising Construction Costs in 2026 Are Forcing Homeowners to Rethink Coverage Limits
Building costs jumped 63.7% since 2014. Find out if your dwelling coverage keeps pace—or leaves you tens of thousands short after a loss.
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8 Reasons You Need Home Insurance
Natural disasters, theft, fire outbreaks or unforeseen events can wreak havoc on your property and finances. That is why home insurance is essential.
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Are You Covered For Anything That Can Happen To Your Home And Belongings?
How we live embraces two facts: we either rent a structure or we own a structure. Structures are comprised of single-family homes, apartment or condo complexes, and mobile homes....
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Personal Property Coverage: What a Standard Homeowners Policy Actually Protects
Standard personal property coverage defaults to 50% of dwelling value—but sublimits on jewelry, electronics, and cash often cap payouts far below actual losses. Here's what you...
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